Services & Products

Innovative Solutions

As a BGA, Allied Risk Group offers our Advisors the same life, health, annuity, property, casualty insurance and investment options as any other BGA. But, what really sets us apart from the pack are the Innovative Solutions we bring to the table along with the services and infrastructure to back you up.

Innovative Solutions that are not available elsewhere. At A.R.G we take pride in our ability to move out of the box, challenge conventional wisdom and go the extra mile to help clients achieve their objectives.

Through an exclusive arrangement with our parent company, Innovation Benefits Group, A.R.G. Advisors have access to a multi-disciplinary team of attorneys, actuaries, economists, life and health insurance professionals who are constantly developing cutting edge Innovative Solutions. A.R.G. Advisors are able to provide all their clients, large and small, with custom plan designs that have previously been reserved for Fortune 500 size corporations.

Our service for Advisors is based on a simple premise - You are more valuable in the field, not worrying about administrivia. We exist to make you look good and allow you to have more face time with clients and prospects. We provide all of our Advisors:

  • Complete administrative and back office support
  • Online group benefit enrollments
  • HR compliance resources for group benefits clients
  • Customer Services support for your clients
  • Secure online portal to submit business
  • Accountability track submitted cases through your Advisor Portal
  • Custom case design
  • Marketing strategies for new and Niche Markets
  • Cross selling outside of your primary discipline
A Whole New Way of Thinking...
  • Health Options PlusTM

    The Health Options PlusTM Health Assurance Plan is a new approach to self funded health plans - going beyond mere insurance to keep employees and their families healthy and keep employer costs low. Employees and Employers typically save 10-30% from fully insured plans.

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  • The Kai-Zen PlanTM

    The Kai-Zen PlanTM takes advantage of the power of leverage (other people's money) to allow business owners to significantly increase their retirement savings while at the same time providing a significant death benefit in the event their career is prematurely cut short.

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  • The ARC TrustTM

    The ARC TrustTM is an employee benefit trust designed to assist public and private sector employers meet their pension and OPEB funding obligations under FASB and GASB rules.

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  • The 401Rx PlanĀ®

    The 401Rx PlanĀ® is a turn-key defined contribution retiree health plan designed specifically for small to mid-size businesses and governments. Business owners can contribute and deduct up to $530,000 in a single year. Governments can significantly reduce and eliminate their OPEB liability.

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  • The ABIL PlanTM

    The ABIL PlanTM is a wealth accumulation and estate transfer plan designed for businesses owners and other high income & high net worth individuals.

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